*Loan promotions are valid for buyers who sign purchase agreements on select homes with Holt Homes between July 01, 2026, and August 31, 2026, inclusive, and close on or before September 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate FHA loan with an interest rate of 3.999% and a 3.5% down payment. Total loan amount, including the upfront mortgage insurance premium, is $544,947. Monthly principal and interest payment = $2,601.35. APR = 4.726%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, a maximum loan amount of $832,750, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.

^Loan promotions are valid for buyers who sign purchase agreements on select homes with Holt Homes between August 14, 2026, and August 31, 2026, inclusive, and close on or before February 26, 2027, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate FHA loan with an interest rate of 4.999% and a 3.5% down payment. Total loan amount, including the upfront mortgage insurance premium, is $544,947. Monthly principal and interest payment = $2,925.06. APR = 5.737%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, a maximum loan amount of $832,750, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
**Closing dates are subject to change and cannot be guaranteed. Homebuyers may be limited in the structural changes, options and upgrades which can be made to homes.
HomeAmerican Mortgage Corporation is a residential mortgage loan company. HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676; NMLS Consumer Access Website: http://www.nmlsconsumeraccess.org), 866.400.7126. HomeAmerican Mortgage Corporation’s principal offices are located at 4350 S. Monaco Street, Suite 100, Denver, CO 80237. Arizona Mortgage Banker license #0009265. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. In Nevada, all advertised loans are offered and funded by HomeAmerican Mortgage Corporation, which can be contacted at 770 E. Warm Springs Road, Suite 250B, Las Vegas, NV 89119, 702.638.4450, License #67. Oregon License # ML-5694.
The Holt Homes companies and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by Sekisui House U.S., Inc. and, therefore, are affiliated companies. Holt Homes and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with Holt Homes or HMC will not affect your ability to obtain products and services from these companies.
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